National Bank of Pakistan is inviting applications from motivated and career-oriented candidates for the position of CAD Officer, OG-II. The position falls within the Risk Management function and focuses mainly on credit administration, documentation, loan processing, collateral and related banking operations.

This opportunity is available across a large number of cities in Pakistan, making it relevant for banking professionals from different regions.

Place of Posting

According to the advertisement, selected candidates may be posted in:

Abbottabad, Bahawalpur, Bannu, Dera Ghazi Khan, Faisalabad, Gilgit, Gujranwala, Gujrat, Gwadar, Hyderabad, Islamabad, Jhang, Jhelum, Karachi, Lahore, Larkana, Mansehra, Mardan, Mianwali, Mirpur A.K., Mirpurkhas, Multan, Muzaffarabad A.K., Peshawar, Quetta, Rawalakot A.K., Rawalpindi, Sahiwal, Sargodha, Sheikhupura, Sialkot, Sibi, Sukkur, Swat and Vehari.

Eligibility Criteria

Candidates must have at least a Graduation degree or equivalent qualification from a local or international university, college or institute recognized by the Higher Education Commission (HEC) of Pakistan.

Candidates possessing a Master's degree or relevant professional certification will be preferred.

Age Limit

The maximum age for applicants is 28 years, calculated as of the last date for submitting the application.

Experience Required

Applicants need at least one year of banking experience in:

Credit Administration and/or Loan Processing.

This experience requirement is important, so candidates without the required banking experience should carefully check their eligibility before applying.

Main Duties and Responsibilities

A CAD Officer will support NBP's credit administration activities. According to the vacancy details, responsibilities include scrutiny of sanction advice, facility or offer letters with reference to the Credit Approval Authority Booklet (CAAB), preparation of standard documentation for SME customers, support for Disbursement Authorization Certificates (DAC), registration of charges with SECP, monitoring pledged stocks, and maintaining information about approved facilities, collateral and insurance.

The role also involves monitoring deferred formalities and checking the expiry status of insurance policies covering collateral or stocks held by the bank.

Required Skills and Knowledge

Candidates should have knowledge of SME financing, credit administration, legal documentation and pledge operations. Exposure to collateral and risk monitoring or reporting is also relevant.

Good interpersonal and communication skills are required, along with proficiency in Microsoft Office.